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If you ever applied for a credit card, personal loan or insurance, there’s a file
about you. This file is known as your credit report. It is chock full of information on where you live, how you pay your bills,
and whether you’ve been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the information in
your report to creditors, insurers, employers, and other businesses with a legitimate need for it. They use the information
to evaluate your applications for credit, insurance, employment, or a lease.
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